Official Coinbase Visa® Debit Card

Turn everyday spending into crypto rewards.

Earn up to 4% back in Bitcoin, Ethereum, and USDC on every swipe. Zero annual fees, zero transaction fees on USDC, and accepted at over 80 million merchants worldwide.

Issued by Pathward N.A., Member FDIC Visa Zero Liability™ Protection Ready in 60s (Apple Pay)
Calculate Crypto Rewards
110M+ Verified Users
Up to 4.0% Crypto Back
$0 Annual Fee
$250K FDIC Insurance
+4.0% BTC Cashback
FDIC Insured USD ($250K)
Apple & Google Pay Instant
Official Coinbase Visa Debit Card
Visa Platinum Zero Liability™
Pathward N.A. Member FDIC #30776 • USD Insured to $250,000
Visa® Worldwide Accepted at 80M+ Global Merchants • 0% FX
Visa Zero Liability™ 100% Fraud Protection on All Purchases
SOC 2 Type II Certified Institutional Cold Storage & Multi-Sig Vaults
THE COINBASE ADVANTAGE

Everything You Love About Crypto, On a Card

Zero annual fees, rotating crypto rewards, and instant global spending at over 80 million merchants worldwide.

Coinbase Crypto Rewards Ledger
Auto-Compounded Daily
UNLIMITED CASHBACK

Earn crypto back on every purchase

US cardholders can stack crypto rewards fast from everyday spending — from everyday coffee runs to international airfare.

  • Spend cash or crypto: Use your card anywhere Visa® debit cards are accepted at 80M+ merchants worldwide with zero conversion delay.
  • No hidden fees: Enjoy zero transaction fees on USDC transactions and absolutely no annual fees, maintenance costs, or setup charges.
  • Earn crypto without buying: Get unlimited crypto rewards on every purchase, automatically credited directly to your cold-storage vault.
  • Pay with complete peace of mind: Industry-leading security features include 2-factor authentication, biometric auth, instant in-app card freezing, and pin control.
Visa Zero Liability™
SOC 2 Certified
Rotating Crypto Rewards Asset Cloud
Switch Rewards Anytime
PORTFOLIO FREEDOM

The choice is yours

Select from a curated list of rotating cryptocurrency rewards with total flexibility to match changing market trends.

  • Maximize your crypto portfolio: Take full control of what you earn and switch your reward cryptocurrency at any time with a single tap.
  • Curated top-tier assets: Earn in Bitcoin (BTC), Ethereum (ETH), USD Coin (USDC), Stellar Lumens (XLM), Dogecoin (DOGE), and more.
  • Immediate liquidity: No holding lockups, minimum redemption thresholds, or expiring points. Your crypto is immediately spendable or transferable.
Up to 4% Back
Direct Balance Credit
Coinbase Visa Debit Fleet
Apple & Google Pay Ready
INSTANT ONBOARDING

Easy set up

Create a virtual card in 60 seconds or order a physical card delivered directly to your doorstep.

  • Fund your card with ease: Link your existing bank account or route part of your paycheck into Coinbase via direct deposit with zero fees.
  • Sign up with no requirements: There is no credit check, no impact to your credit score, and no requirement to stake your assets to become eligible.
  • Get 24/7 dedicated support: Rest easy knowing Coinbase VIP concierge phone, priority live chat, and email support are available around the clock.
No Credit Check
24/7 Priority Support
WEALTH COMPOUNDING CALCULATOR

See How Much Crypto You Can Earn Every Year

Adjust your monthly spending budget to calculate your projected annual crypto earnings with zero annual fees.

Estimated Monthly Spend $3,500
$500/mo $7,500/mo $15,000/mo
Select Reward Asset:
Crypto rewards are credited instantly to your account after each cleared transaction with zero lockup or redemption minimums.
4.0% Direct Reward Rate
$1,680.00 ≈ 0.0177 BTC / year
  • Annual Cardholder Fee: $0 (Free Forever)
  • 5-Year Projected Crypto Value: $8,400.00+
  • USD Deposit Protection: FDIC Insured to $250,000
REWARD COMPOUNDING IN ACTION

Swipe Anywhere. Earn Sovereign Crypto.

Accepted at 80M+ merchants worldwide. Turn your everyday spending and high-end lifestyle purchases into automatic crypto stacking.

Fine Dining & Hospitality
Michelin Dining & Clubs

Fine Dining & Hospitality

Earn 4% crypto cashback at world-class restaurants, private clubs, and culinary venues worldwide.

+4.0% BTC / ETH Back
Exotic & Supercar Rentals
Automotive & Travel

Exotic Supercars & Vehicles

Pay for luxury leases, track days, and supercar rentals with zero foreign transaction fees.

+4.0% Instant Crypto Rewards
Private Yacht Charters
Marine & Air Travel

Yacht & Private Aviation

Charter yachts and book flights across the Mediterranean, Caribbean, and US coastlines seamlessly.

Direct Vault Credit
5-Star Hotels & Resorts
Global Resorts

Luxury Hotels & Concierge

Enjoy high-limit debit power with instant fraud alerts and 24/7 priority concierge backing.

Visa Zero Liability™
Contactless Retail & Dining
Contactless POS

Everyday Retail & Dining

Tap to pay seamlessly with Apple Pay and Google Pay at 80M+ grocery, retail, and dining locations.

+4.0% Sub-Second Credit
Aviation & Global Transit
Global Aviation

Helipads & Global Transit

Travel across international private aviation hubs, charters, and terminals with 0% foreign exchange fees.

0% FX Currency Markup
4K Ultra HD Commercial
NEXT-GEN CRYPTO DEBIT

Designed for Sovereign Wealth & Instant Utility

From daily morning coffee to private aviation charters, the Coinbase Card delivers seamless debit transactions backed by Pathward N.A. Member FDIC and Visa Platinum Zero Liability™.

Instant Crypto Liquidity

Direct debit from your crypto or USD balance with sub-second on-chain settlement.

Apple Pay & Google Pay Instant

Start tapping to pay in 60 seconds with digital virtual card tokenization.

Institutional NASDAQ Governance

Publicly traded SEC-reporting issuer (NASDAQ: COIN) with audited reserves and cold storage vaults.

VERIFIED MEMBER EXPERIENCES

Trusted by 12,800+ Active Cardholders

Read genuine reviews from crypto investors, international travelers, and tech professionals spending sovereign wealth every day.

"The gold standard for crypto debit cards. Seamlessly bridges digital assets and real-world spending with bank-grade security."

Verified Editorial Review

"Coinbase has engineered a debit card that makes traditional bank rewards look completely obsolete in the modern era."

Featured Fintech Breakthrough

"Zero annual fees paired with FDIC insurance on US Dollar balances establishes a new precedent for institutional crypto trust."

Market Leader Ranking
Trustpilot
4.4 / 5.0 • 12,840+ Reviews
Pathward N.A.
Member FDIC Insured USD
Visa Platinum
Zero Liability™ Protection
Instant Approval
Apple Pay Ready in 60s

"The signature blue card looks stunning and works flawlessly. Swiped for travel reservations in Miami and received $1,140 in Bitcoin deposited instantly into my balance. Zero foreign transaction fees traveling through Europe."

"Apple Pay setup took less than 45 seconds after instant approval. Getting 4% back in Ethereum on everyday luxury dining and shopping is pure compounding wealth."

"Completely replaced my Amex for international travel. The USD balance earns staking yield while the card pays out crypto every single swipe. Zero annual fees."

"I travel between London, Zurich, and Dubai constantly. Not paying the 3% currency conversion fee that UK banks charge saved me over £4,200 this year alone."

"Used it to furnish our new Brickell penthouse. The 4% cashback in Bitcoin went straight into my long-term cold vault. Best crypto debit product on the market."

"Connected my Solana and Ethereum holdings seamlessly. Tap to pay with Google Pay at coffee shops or hardware stores works in a millisecond. Exceptional engineering."

INSTITUTIONAL SECURITY

Engineered for the Modern Crypto Economy

Everything you need to spend, manage, and earn digital assets without ever dealing with slow traditional banking queues.

Zero Pre-Funding Hassle

Funds are deducted directly from your available crypto or cash balance with zero manual conversions or delays.

4% Crypto Back Rewards

Choose which asset you want to earn: Bitcoin, Ethereum, Solana, or USDC. Auto-compounded into your secure vault daily.

Zero Foreign Transaction Fees

Spend worldwide across 80M+ merchants in 160+ countries with 0% foreign currency transaction fees.

Bank-Grade Vault Security

Freeze or unfreeze your card in one tap from the app, generate dynamic virtual cards for online safety, and enjoy 256-bit encryption.

Instant Virtual Issuance

Provision your virtual card to Apple Wallet or Google Pay in under 60 seconds while your heavyweight physical card ships.

FDIC-Insured US Dollar Balances

Your USD cash funds are held with our FDIC-insured partner bank, Pathward N.A. (Member FDIC #30776), providing up to $250,000 in federal coverage.

THE ADVANTAGE

How Coinbase Card Compares

See why over 110M+ users prefer our transparent, reward-maximizing crypto debit card.

Scroll table horizontally to view full comparison
Feature Traditional Bank Debit High-Fee Credit Cards
Coinbase Visa® Card
Annual Fee $0 – $150 $95 – $695 / yr $0 Annual Fee
Crypto Rewards 0% Points / Miles only Up to 4.0% Direct Crypto
Foreign Transaction Fees Up to 3.0% Varies by tier 0% Worldwide
Issuance Speed 7–10 Business Days 5–7 Days Instant in 60s (Apple Pay)
Deposit Insurance FDIC Up to $250K None (Debt) FDIC Up to $250K (Pathward)
FREQUENTLY ASKED

Questions & Answers

Everything you need to know about the Coinbase Card program.

Are there any annual or setup fees?
No. The Coinbase Card has $0 annual fees, $0 issuance fees, and $0 foreign transaction fees. Spending USDC incurs zero conversion fees.
How fast is the card issued?
Your virtual card is ready in under 60 seconds and can be linked immediately to Apple Pay or Google Pay. Your physical card arrives in 3-5 business days.
How do the 4% crypto rewards work?
Every time you swipe or tap, you earn up to 4% back in the cryptocurrency of your choice (Bitcoin, Ethereum, Solana, or USDC). Rewards are deposited directly into your account.
Is my money safe and insured?
Yes. The Coinbase Visa® Card is issued by Pathward, N.A., Member FDIC. US Dollar funds are FDIC-insured up to $250,000, and all transactions are protected by Visa Zero Liability™.
INSTANT APPROVAL • NO ANNUAL FEE

Start turning your daily spending into sovereign crypto wealth.

Join over 110 million verified users worldwide. Issue your virtual card in under 60 seconds and spend cash or crypto at 80M+ merchants worldwide with zero conversion delays.

$0 Annual & Spending Fees on USDC
FDIC-Insured USD Funds Up to $250K
Visa Zero Liability™ Fraud Shield
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